Find Student Loan Consolidation

Cameron C asked:

I am applying for financial aid to pay for school, but I might need loans to help me besides the grants. Do I need good credit for me to get any type of loan to help pay school?

cvand35 asked:

have horrible credit, my girlfriend has no credit. My truck was stolen and we urgently need a vehicle, she’s pregnant. We don’t have to the time to save for a bigger down payment, and the interest rate will break us. Is there a way to show my income as my girlfriends while keeping my name off the note? We have a joint accout, and call our income “our money”. Can I pay her a weekly salary to clean the house? If we show the weekly depsots into our shared checking account would the creditors look at it as her income?

Risi asked:

Ok so I have great intentions of attending a university in the fall and I have already been admitted! But I am still working on a way to pay for it. I will probably qualify for financial aid.. but I am wondering if getting a government student loan depends on credit? Does it?

From DOUGLASBICKFORD99

Bush Seeks Financial Regulation Overhaul
By MARTIN CRUTSINGER,
Associated Press
Posted: 2008-03-29 03:48:20
WASHINGTON (AP) - The Bush administration is proposing a sweeping overhaul of the way the government regulates the nation’s financial services industry from banks and securities firms to mortgage brokers and insurance companies.

The plan would give major new powers to the Federal Reserve, according to a 22-page executive summary obtained by The Associated Press.

The Fed would be given broad authority to oversee financial market stability. That would include new powers to examine the books of any institution deemed to represent a potential threat to the proper functioning of the overall financial system.

The proposal, which will be outlined Monday in a speech by Treasury Secretary Henry Paulson, is certain to set off heated debates within different sectors of the financial services industry and in Congress, where some Democrats are likely to complain that the proposal does not go far enough to crack down on abuses.

The administration divided its recommendations into short-term goals that could be adopted quickly, intermediate recommendations and an “optimal” regulatory framework, which contains a radical restructuring of how the government supervises banks and other financial institutions.

The recommendations are the product of a yearlong review that was begun in an effort to modernize the government’s regulatory structure so that the country’s financial services industries could better compete in a fast-changing global economy.

The plan also seeks to address problems that have been brought to light in recent months since a severe credit crisis began roiling financial markets last August.

That crisis has already claimed as its biggest victim Bear Stearns, the nation’s fifth-largest investment bank, which came to the brink of collapse before a government-arranged purchase by JP Morgan Chase & Co.

“I am not suggesting that more regulation is the answer, or even that more effective regulation can prevent the periods of financial market stress that seem to occur every five to 10 years,” Paulson will say in the remarks he will deliver on Monday.

But the plan does seek to address problems highlighted by the current crisis in which the Fed in an unprecedented move has begun making direct loans to securities firms in an effort to shore up a system badly shaken by billions of dollars of losses stemming from sour mortgage loans.

The proposal would allow the Fed, in its new role as “market stability regulator,” to dispatch examiners to check the books not just of commercial banks but of all segments of the financial services industry.

The administration proposal would also consolidate the current scheme of bank regulation by shutting down the Office of Thrift Supervision and transferring its functions to the Office of the Comptroller of the Currency, which regulates nationally chartered banks.

b r i ♥ asked:

What is the difference between Financial Aid and a Pellgrant?

And what exactly is FASFA?

A clean, easy to read and understand description of each would be most appreciated!
Also….Can you apply for BOTH??

WKUTopper asked:

Looking into getting a private loan for the upcoming school year, depending on the FAFSA results I get back. But has anyone ever used College Loan Campus for any kind of loan? Just trying to see if I can find out any information about them. Thanks!

Kim asked:

I have a 3 yr. old daughter and I’m planning on going back to school this fall. I know that I will be able to get grants/loans for everything like tuition and books, but what about childcare? The community college I’m attending has onsite childcare facilities, will the grants/loans pay for that? Thanks in advance!

Natasha M asked:

I live in the Bay area in California. I’m going back to school, and I just want to know if I can get both. Honestly, I can’t make it with just one or the other.

daisy_77375 asked:

Because of my income they say I dont qualify for grants but they did say that I will be recieving federal student loans but I just want to know if I have to pay first and then wait to get paid back or if once they know I am recieving student loans if they just wait the thirty days till they release it or if I still have to pay it and jsut wait to get it back.

Tim h asked:

i have not recieved my benefit as i should have so i phoned the jobcentre plus and was told i needed to call crisis loan direct to apply for money while my claim gets sorted. i have been on hold for 4 hours and keep getting told the call will be answered as soon as possible. i have no money no food no electric what can i do?
thank you for your interest but i would love to work but am unable and in receipt of incapacity benefit.